Is Debt Weighing You Down?

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Is debt weighing you down and limiting the funds you have to spend on other priorities? Have you ever wondered how soon you could be out of debt? Or wondered how much you’re spending or saving?

No, this isn’t an infomercial!!!

PowerPay is a FREE debt management tool that can show you how to eliminate debt faster by making power payments. Discover how quickly you can become debt free, and how much you can save in interest costs by following your debt reduction plan. Utah State University Extension is pleased to provide this debt management tool without any cost to consumers worldwide.

You can take advantage of this program from the privacy of your own home on a personal computer or an Apple phone or device. For the most personalized results, gather your monthly bills and visit the Power Pay website.

The program can also help you determine a spending plan and compare what you spend to that recommended by financial experts; project savings using the different PowerSave options; and calculate housing and transportation costs. PowerPoint presentations, articles and fact sheets about various financial topics are also available on the site.

If you are in the Montgomery County area, please contact Rhonda Peters by calling (910) 576-6011 or emailing her at If you are not local to Montgomery County, please contact the local Cooperative Extension office in your county.